Secured Loans

If you’re considering improving your home or making another large purchase such as a car, or a holiday of a lifetime, or maybe you’re thinking about consolidating * existing debts, then a secured loan will be a sensible solution to your needs.

A secured loan means that the lender has secured your loan on your assets - usually the equity in your home. As there is generally less risk associated with a secured loan, the lender will usually charge less interest than on an unsecured loan, over your agreed borrowing period.

We are specialists in arranging secured loans at the best rates to suit your personal circumstances. Secured loans are available to all homeowners, from £5,000 to £250,000+ and can be arranged over repayment terms from 60 to 300 months.

Whatever your circumstances, whether you have CCJs, arrears, adverse credit or poor credit history, we can usually help. We can also help if you are retired or self employed with no accounts.

Need a mortgage or re-mortgage?
Look no further

Imagine Finance provides an information only service from a panel of mortgage lenders and insurers (List available on request) and is authorised and regulated by The Financial Services Authority reference number 305429.

We offer many types of mortgages with:

• No upfront fees
• Immediate decisions
• All cases handled by a dedicated underwriting and processing team
• Fast completion schemes
• Consolidate existing debt with one of our re-mortgages and you could reduce your monthly repayments**
• Buy to lets
• First time buyer
• Right to buy
• Home improvements

Most Circumstances considered:

• Adverse credit
• County Court Judgements
• Mortgage & loan arrears
• Self employed no accounts
• Past Bankruptcy Individual Voluntary arrangements

The overall cost for comparison is 8.6% APR. The rate is variable.
A broker fee of either £500.00 or £1,000 will be charged on completion.
The actual rate available and fee charged will depend upon your personal circumstances.